Enter the annual replacement income that will be needed if the insured dies today.
(before-tax)

10000 15000 20000 25000 30000 35000 40000 45000 50000 55000 60000 65000 70000 75000 80000 85000 90000 95000 100000 110000 120000 130000 140000 150000 160000 170000 180000 190000 200000 225000 250000 275000 300000 325000 350000 375000 400000 425000 450000 475000 500000 750000 1000000

Enter the number of years the replacement income will be needed by dependents.

5 10 15 20 25 30 35 40

Estimate the average annual interest rate you can earn on the invested life insurance proceeds.

4 % 5 % 6 % 7 % 8 % 9 % 10 % 12 %

Enter your estimate of the average annual inflation rate.
(The average long term rate is approximately 3.5 %)

2 % 2.5 % 3 % 3.5 % 4 % 4.5 % 5 % 5.5 % 6 % 7 % 8 %

Click on "Calculate" to see the amount of life insurance required to replace a income earner's lost annual income.

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